Someone out there wants to help save you time, stress, and money. Here’s how you find them. Everyone in the market for a house has different wants — pre-war charm,… Read more ⇢
According to Freddie Mac’s latest Primary Mortgage Market Survey, interest rates for a 30-year fixed rate mortgage are currently at 4.61%, which is still near record lows… Read more ⇢
Good news: on November 23, the Federal Housing Finance Agency announced new maximum conforming loans limits for 2017 which, for the first time since 2006, have been increased. The increased loan… Read more ⇢
A considerable number of potential buyers shy away from jumping into the real estate market due to their uncertainty about the buying process. A specific cause for concern tends to be… Read more ⇢
A home loan refused by one bank might be approved by another The likelihood that a mortgage application will be approved varies widely by bank. Home-buyer rejection rates ranged from… Read more ⇢
Q. Can a lender decline financing once I’m pre-approved and have paid for an appraisal? My lender is telling me my credit score has dropped by one point, and they won’t… Read more ⇢
The headlines for the past week have been about the stock market’s ups and downs. The “downs” have been much more prevalent than the “ups”, as the world tries to figure… Read more ⇢
Most potential home buyers are a a little bit daunted by the fact that they’re about to agree to take on a mortgage that they’ll be paying for the… Read more ⇢
Federal rules that take effect Friday, Jan. 1, mandate a standard, three-page Good Faith Estimate that urges consumers to shop around for the best loan and helps them compare… Read more ⇢
Changes in FHA loan guidelines have created exciting new opportunities for buyers who may have been waiting for the right time to buy. Program features include: Loan amounts up… Read more ⇢
Q. I am looking for a “take over” payment on a condo. My credit is not good, but I do have steady income. I also want a 30 year fixed mortgage. Read more ⇢
Good news to report: President Obama is expected to sign a resolution passed late yesterday by Congress extending the current limits for Fannie Mae, Freddie Mac, and FHA loans… Read more ⇢
Recently enacted Senate Bill 306 does not require lenders to review short sale requests from sellers and their agents within 21 days. The new California law, which addresses certain… Read more ⇢
Q. I am working with a Realtor, but I typically go to open houses without her. Why should I sign the guest register? Who does it protect? Do I have to… Read more ⇢
For the past 60 days I have working with Titanium Solutions as a Home Retention Consultant (HRC) in an effort to bridge the gap between homeowners and lenders who… Read more ⇢
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