Finance

Before You Choose a Mortgage Lender, Read These Tips

Before You Choose a Mortgage Lender, Read These Tips

Someone out there wants to help save you time, stress, and money. Here’s how you find them. Everyone in the market for a house has different wants — pre-war charm,… Read more ⇢
Current Interest Rates Can Have a Big Impact on Purchasing Power

Current Interest Rates Can Have a Big Impact on Purchasing Power

According to Freddie Mac’s latest Primary Mortgage Market Survey, interest rates for a 30-year fixed rate mortgage are currently at 4.61%, which is still near record lows… Read more ⇢
New Conforming Loan Limits

New Conforming Loan Limits

Good news: on November 23, the Federal Housing Finance Agency announced new maximum conforming loans limits for 2017 which, for the first time since 2006, have been increased. The increased loan… Read more ⇢
No-Fear Mortgage Process for 2017

No-Fear Mortgage Process for 2017

A considerable number of potential buyers shy away from jumping into the real estate market due to their uncertainty about the buying process. A specific cause for concern tends to be… Read more ⇢
The Bank that Rejects the Most Mortgages

The Bank that Rejects the Most Mortgages

A home loan refused by one bank might be approved by another The likelihood that a mortgage application will be approved varies widely by bank. Home-buyer rejection rates ranged from… Read more ⇢
Ask The Expert: Last Minute Loan Decline- What to Do

Ask The Expert: Last Minute Loan Decline- What to Do

Q. Can a lender decline financing once I’m pre-approved and have paid for an appraisal? My lender is telling me my credit score has dropped by one point, and they won’t… Read more ⇢
Home Buyers Outlook:  What Does the Stock Market Mean For Interest Rates?

Home Buyers Outlook: What Does the Stock Market Mean For Interest Rates?

The headlines for the past week have been about the stock market’s ups and downs. The “downs” have been much more prevalent than the “ups”, as the world tries to figure… Read more ⇢
7 Steps to Take Before You Buy a Home

7 Steps to Take Before You Buy a Home

Most potential home buyers are a a little bit daunted by the fact that they’re about to agree to take on a mortgage that they’ll be paying for the… Read more ⇢
Uncle Sam’s New Guide to Mortgage Shopping

Uncle Sam’s New Guide to Mortgage Shopping

Federal rules that take effect Friday, Jan. 1, mandate a standard, three-page Good Faith Estimate that urges consumers to shop around for the best loan and helps them compare… Read more ⇢
New FHA Loan Opportunities

New FHA Loan Opportunities

Changes in FHA loan guidelines have created exciting new opportunities for buyers who may have been waiting for the right time to buy. Program features include: Loan amounts up… Read more ⇢
Ask the Expert: Home Buyer Tax Credit, Loan Assumptions, Buyer Resources

Ask the Expert: Home Buyer Tax Credit, Loan Assumptions, Buyer Resources

Q. I am looking for a “take over” payment on a condo. My credit is not good, but I do have steady income. I also want a 30 year fixed mortgage. Read more ⇢
Fannie, Freddie Loan Limits Expected to Extend through 2010

Fannie, Freddie Loan Limits Expected to Extend through 2010

Good news to report: President Obama is expected to sign a resolution passed late yesterday by Congress extending the current limits for Fannie Mae, Freddie Mac, and FHA loans… Read more ⇢
No New 21-Day Turnaround Requirement for Short Sale Approvals

No New 21-Day Turnaround Requirement for Short Sale Approvals

Recently enacted Senate Bill 306 does not require lenders to review short sale requests from sellers and their agents within 21 days.  The new California law, which addresses certain… Read more ⇢
Weekly Q&A from The Bremner Group 9.17.09

Weekly Q&A from The Bremner Group 9.17.09

Q. I am working with a Realtor, but I typically go to open houses without her.  Why should I sign the guest register?  Who does it protect?  Do I have to… Read more ⇢
Short Sales Made Faster and Easier

Short Sales Made Faster and Easier

For the past 60 days I have working with Titanium Solutions as a Home Retention Consultant (HRC) in an effort to bridge the gap between homeowners and lenders who… Read more ⇢

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