Buyers seem to be looking to buy a foreclosure or a short sale. This short list is a roadmap to a successful purchase in a difficult market. Read more ⇢

Available Now: New Conforming Loan Limits of $729,750 The maximum amount for conforming fixed loan limits through government-sponsored programs (Fannie Mae and  Freddie Mac) has officially been… Read more ⇢

What does that mean for the real estate market? The good news is that the mortgage market and other aspects of the credit markets have seen vast amounts of money being… Read more ⇢

With all the talk in recent months about financial stimulus and bailouts, a new term has come to the forefront of homeowner’s vocabulary: loan modification. But what exactly does… Read more ⇢

Finding a good mortgage broker is a matter of asking for referrals from people you know, doing due diligence on every broker you consider, and finally doing the research… Read more ⇢

The most interesting financial product to come out this week is a 1,5, 7, or 10 year interest only loan (becoming fixed at the end of the… Read more ⇢

Market Update for the Week of March 25, 2009 Both mortgage and interest rates were sharply lower this week as the Federal Reserve unveiled a plan to purchase… Read more ⇢

Every person in the United States needs to manage their credit, debt and home equity more strategically in order to optimize both their current credit and future financial situation. Read more ⇢

Market Watch for the Week of March 20, 2009 Mortgage rates dropped slightly last week as the tone of the credit market improved. Retail sales… Read more ⇢

With the recent rise in foreclosures, foreclosure-related scams have exploded onto the real estate scene. These so-called “foreclosure rescue companies” claim they will help save your home, but in reality are out… Read more ⇢

All this talk about “stimulus packages” and “bailouts”… A billion dollars… A hundred billion dollars… Eight hundred billion dollars… One TRILLION dollars… What does that look like? I mean, these various numbers are… Read more ⇢

  A tax credit of up to $8,000 is now available for qualified first-time home buyers purchasing a principal residence on or after January 1, 2009 and before December… Read more ⇢

It seems that Realtors always think its a good time to buy, but I like to think about it from a logical, rational perspective.  Historically, real estate is cyclical,… Read more ⇢

Market Watch for the Week of March 9, 2009 Both mortgage and government interest rates dropped slightly last week as the never-ending tug-of-war continued. The overall… Read more ⇢

One only needs to see the estimates for their homes on Trulia or Zillow.com to figure out that the valuations could be off in either direction due to a lack of… Read more ⇢