As you know from my previous blogs, I do a lot of work with clients and the big 8 lenders, assisting with loan modifications and short sales.  I recently… Read more ⇢

Q.  I’m buying a home .  The seller requested that I apply for a loan with his lender in addition to my own personal banker.  Can the seller have access to… Read more ⇢

With all the mortgage delinquencies, short sales and foreclosures in the past 3 years at an all time high, there has been a deterioration of average FICO scores across… Read more ⇢

As we said in our last post, credit ratings are taking serious declines due to mortgage failures that have occurred during the last… Read more ⇢

As you all know from my recent blog post, I have been watching with great interest the discussion and debate over… Read more ⇢

Turbulence in the marketplace always brings out the perennial question, “Should I buy a home now?  How do I know if the timing is right?”  I’m asked this question… Read more ⇢

As my regular readers know, I take a lot of pride in my work as a Home Retention Consultant with Titanium Solutions.  I have written… Read more ⇢

When the Bureau of Labor Statistics gave us the recent Job Loss data, statisticians everywhere have been working to give us an accurate picture of what this… Read more ⇢

As homeowners and Realtors know, foreclosure are eating away at the fabric of the local real estate market, putting families on the street and wreaking havoc with the values… Read more ⇢

FICO® Scores are calculated from a lot of different credit data in your credit report. This data can be grouped into five categories as outlined below. The percentages reflect how… Read more ⇢

I received an email from Barbara Boxer today to update me on the progress of amendment SA 1035, which just passed the US    Senate.  It’s good news that I thought… Read more ⇢

It’s no secret that qualified potential buyers are sitting on the fence, waiting for some indication that real estate prices are at, or near, their bottom. While increasing sales… Read more ⇢

With the real estate market seeming to shave value off of your home’s price almost daily, most homeowners are looking to increase their property value, right now. Read more ⇢